💰Gross salary (Bruttolohn)
Contractual gross monthly.
🔻Old age/disability (AHV/IV/EO)5.30%
Employee: 5.3%. Funds state pensions.
🔻Unemployment (ALV)1.10%
1.1% up to CHF 148,200.
🔻Occupational pension (BVG)7.00%
2nd pillar. 7-18% depending on age. Split with employer.
🔻Accident insurance (NBU)1.20%
Non-work accident insurance. ~1-2%.
🏛️Withholding tax (Quellensteuer)9.00%
For non-C permit holders. Varies by canton.
✅Take-home pay (Nettolohn)
Net after all deductions.
Educational simulation. Actual amounts depend on employer, collective agreement, and personal situation. Consult a qualified accountant for official payslips.