💰Base salary (Salaire de base)
Your contractual gross monthly salary before any additions or deductions.
🔻Sickness insurance
Funds the public healthcare system. Covers doctor visits, hospital stays, prescriptions. Since 2018, no employee contribution (employer-only).
🔻State pension - capped (Vieillesse plafonnee)6.90%
Mandatory state pension on salary up to the Social Security ceiling (3,864 EUR/month).
🔻State pension - uncapped (Vieillesse deplafonnee)0.40%
Additional state pension on your entire salary with no ceiling.
🔻Supplementary pension AGIRC-ARRCO T13.86%
Mandatory supplementary pension. Tranche 1 covers salary up to the Social Security ceiling.
🔻General equilibrium contribution (CEG)0.86%
Balancing contribution to sustain the AGIRC-ARRCO supplementary pension system.
🔻CSG - deductible6.80%
Broad social tax funding healthcare, family benefits, and pensions. This deductible portion reduces your taxable income.
🔻CSG non-deductible + CRDS2.90%
Non-deductible social tax + Contribution for Repayment of Social Debt. Does NOT reduce taxable income.
🔻Disability/death insurance (Prevoyance)0.80%
Group insurance covering death, disability, long-term illness. Rate varies by company.
🔻Complementary health (Mutuelle)1.20%
Mandatory complementary health insurance. Employer covers at least 50%.
🏛️Income tax withholding (Prelevement a la source)9.00%
Income tax withheld at source. Rate depends on household situation, set by tax office.
✅Take-home pay (Net a payer)
Final amount deposited into your bank account.
Educational simulation. Actual amounts depend on employer, collective agreement, and personal situation. Consult a qualified accountant for official payslips.